*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:#1b2430;line-height:1.6;background:#fff}
a{color:#0b5cad}.wrap{max-width:1100px;margin:0 auto;padding:0 18px}
header{background:#0f1b2d;color:#fff;position:sticky;top:0;z-index:9}header .wrap{display:flex;align-items:center;justify-content:space-between;padding:12px 18px}
.logo{color:#fff;font-weight:800;text-decoration:none;font-size:1.1rem}.logo span{color:#ffb400}
.btn{display:inline-block;background:#ffb400;color:#111;font-weight:800;padding:12px 20px;border-radius:8px;text-decoration:none;border:0;font-size:1rem;cursor:pointer}
.btn.alt{background:#fff;color:#0f1b2d}nav.links{background:#16263f}nav.links .wrap{display:flex;gap:16px;overflow-x:auto;padding:8px 18px}nav.links a{color:#cfe0ff;white-space:nowrap;text-decoration:none;font-size:.92rem}
.hero{background:linear-gradient(135deg,#0f1b2d,#1d3a63);color:#fff;padding:48px 0}.hero h1{font-size:2rem;line-height:1.2;margin:0 0 12px}.hero p{font-size:1.1rem;color:#dbe6f5}
.grid{display:grid;gap:28px}@media(min-width:860px){.grid.two{grid-template-columns:1.2fr 1fr}.hero h1{font-size:2.6rem}}
form{background:#fff;color:#1b2430;padding:22px;border-radius:12px;box-shadow:0 8px 30px rgba(0,0,0,.25)}form h2{margin-top:0}
label{display:block;font-weight:600;margin:10px 0 4px;font-size:.95rem}input,select,textarea{width:100%;padding:11px;border:1px solid #c5ccd6;border-radius:6px;font:inherit}
form .btn{width:100%;margin-top:14px}form .small{color:#5a6676}.small{font-size:.85rem;color:#5a6676}
section{padding:40px 0}.cards{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.card{border:1px solid #e2e7ee;border-radius:10px;padding:18px;background:#f8fafc}.card h3{margin:0 0 6px}
.steps{counter-reset:s;list-style:none;padding:0}.steps li{counter-increment:s;margin:0 0 12px;padding-left:44px;position:relative}.steps li:before{content:counter(s);position:absolute;left:0;top:0;background:#ffb400;width:30px;height:30px;border-radius:50%;text-align:center;font-weight:800;line-height:30px}
.alt-bg{background:#f2f5f9}details{border-bottom:1px solid #dde3ea;padding:12px 0}summary{font-weight:700;cursor:pointer}
footer{background:#0f1b2d;color:#b9c6d8;padding:30px 0 90px;font-size:.9rem}footer a{color:#dbe6f5}
.callbar{position:fixed;bottom:0;left:0;right:0;background:#ffb400;text-align:center;padding:14px;font-weight:800;font-size:1.1rem;z-index:10}.callbar a{color:#111;text-decoration:none}
@media(min-width:860px){.callbar{display:none}footer{padding-bottom:30px}}